Bank of Maharashtra FD Interest Rates (p.a.) Highlights 2024
Highest slab rate 7.00% (for 200 days)
For 1 year 6.50%
For 2 years 6.25%
For 3 years 6.25%
For 4 years 6.00%
For 5 years 6.00%
Tax-Saving FD 6.00%
The interest rates are updated as of 9 February 2024
Bank of India offers FD interest rates of 3.00% - 7.25% p.a. to regular citizens, 3.00% - 7.75% p.a. to senior citizens and 3.00% - 7.90% p.a. to super senior citizens on tenures ranging from 7 days to 10 years. The interest rate on Bank of India Tax Saving FDs is 6.00% p.a. for the general public, 6.75% p.a. for senior citizen and 6.90% p.a. for super senior citizen depositors. The bank also offers various fixed deposit products for NRIs, such as NRO, NRE, RFC and FCNR fixed deposits. Bank of India accepts FCNR fixed deposits in US Dollars (USD), British Pound Sterling (GBP), Euro (EUR), Canadian Dollar (CAD), Japanese Yen (JPY) and Australian Dollar (AUD). The bank accepts RFC fixed deposits in USD and GBP.
| Bank of India FD Interest Rates (p.a.) Highlights | |
| Highest slab rate | 7.25% (for 2 years) |
| For 1 year | 6.50% |
| For 2 year | 7.25% |
| For 3 year | 6.50% |
| For 4 year | 6.50% |
| For 5 year | 6.00% |
| Tax-Saving FD | 6.00% |
Note: Interest rates as of 19th February 2024
Tenure | Interest Rates (% p.a.) | ||
| Regular Citizens | Senior Citizens | Super Senior Citizens | |
| 7 days to 14 days | 3.00 | 3.00 | 3.00 |
| 15 days to 30 days | 3.00 | 3.00 | 3.00 |
| 31 days to 45 days | 3.00 | 3.00 | 3.00 |
| 46 days to 90 days | 4.50 | 4.50 | 4.50 |
| 91 days to 179 days (except 175 days) | 4.50 | 4.50 | 4.50 |
| 175 days | 4.50 | 4.50 | 4.50 |
| 180 days to 210 days | 5.50 | 6.00 | 6.15 |
| 211 days to 269 days | 5.50 | 6.00 | 6.15 |
| 270 days to less than 1 year | 5.75 | 6.25 | 6.40 |
| 1 year | 6.50 | 7.00 | 7.15 |
| Above 1 year to less than 2 years | 6.50 | 7.00 | 7.15 |
| 2 years | 7.25 | 7.75 | 7.90 |
| Above 2 years to less than 3 years | 6.75 | 7.25 | 7.40 |
| 3 years to less than 5 years | 6.50 | 7.25 | 7.40 |
| 5 years to less than 8 years | 6.00 | 6.75 | 6.90 |
| 8 years to 10 years | 6.00 | 6.75 | 6.90 |
Notes: 1. *Minimum deposit Rs 1 lakh
2. Additional 50 bps is offered to senior citizens and 65 bps is offered to super senior citizens on tenors 6 months and above
3. Senior citizens are offered additional premium of 25 bps, over and above the existing 50 bps on deposits (less than Rs 2 crore) for all the tenors of 3 years and above i.e. 75 bps.
4. Super senior citizens are offered an additional premium of 25 bps, over and above the existing 65 bps on deposits (less than Rs 2 crore) for all the tenors of 3 years and above i.e. 90 bps.
| Tenure | Interest Rates (% p.a.) | ||
| Regular Citizens | Senior Citizens | Super Senior Citizens | |
| 5 years to less than 8 years | 6.00 | 6.75 | 6.90 |
| 8 years to 10 years | 6.00 | 6.75 | 6.90 |
| Tenure | Interest rates for Regular Citizens (%) p.a. |
| 7 days to 14 days | 4.50 |
| 15 days to 30 days | 4.50 |
| 31 days to 45 days | 4.50 |
| 46 days to 90 days | 5.25 |
| 91 days to 179 days (except 175 days) | 6.00 |
| 175 days | 7.50 |
| 180 days to 210 days | 6.25 |
| 211 days to 269 days | 6.50 |
| 270 days to less than 1 year | 6.50 |
| 1 year | 7.25 |
| Above 1 year to less than 2 years | 6.75 |
| 2 years | 6.50 |
| 2 years to less than 3 years | 6.50 |
| 3 years to less than 5 years | 6.00 |
| 5 years to less than 8 years | 6.00 |
| 8 years to 10 years | 6.00 |
Bank of India NRI FD Rates
| Maturity | Interest Rates (% p.a.) | |
| For deposits of less than Rs 2 crore (w.e.f. 1 November 2023) | For deposits of Rs 2 crore & above but less than Rs 10 crore (w.e.f. 1 December 2023) | |
| 1 Year | 6.50 | 7.25 |
| Above 1 Year to less than 2 Years | 6.50 | 6.75 |
| 2 Years | 7.25 | 6.50 |
| Above 2 Years to less than 3 Years | 6.75 | 6.50 |
| 3 Years to less than 5 Years | 6.50 | 6.00 |
| 5 Years to less than 8 Years | 6.00 | 6.00 |
| 8 years & above to 10 Years | 6.00 | 6.00 |
| Tenure | Interest Rates (% p.a.) | |||||
| USD | GBP | EUR | JPY | CAD | AUD | |
| 1 year to less than 2 years | 5.35 | 5.00 | 2.50 | 0.55 | 0.99 | 3.60 |
| 2 years to less than 3 years | 4.00 | 2.50 | 0.21 | 0.55 | 2.05 | 1.42 |
| 3 years to less than 4 years | 3.35 | 2.55 | 0.36 | 0.54 | 2.27 | 1.78 |
| 4 years to less than 5 years | 3.25 | 2.60 | 0.46 | 0.55 | 2.33 | 2.05 |
| 5 years | 3.15 | 2.60 | 0.52 | 0.56 | 2.34 | 2.17 |
| Tenure | Interest Rates (% p.a.) | |
| USD | GBP | |
| 1 year to less than 2 years | 5.35 | 4.75 |
| 2 years to less than 3 years | 4.00 | 2.50 |
| 3 years | 3.35 | 2.55 |
Bank of Baroda (BoB) offers FD interest rates of 4.25% - 7.25% p.a. to the general public and 4.75% - 7.75% p.a. to senior citizens on tenures ranging from 7 days to 10 years. The interest rate on Bank of Baroda Tax Saving FDs is 6.50% p.a. for the general public and 7.15% - 7.50% p.a. for senior citizen depositors for tenures of 5 to 10 years. The bank also offers various fixed deposit products for NRIs, such as NRO, NRE and FCNR fixed deposits. Bank of Baroda accepts FCNR fixed deposits in US Dollars (USD), British Pound Sterling (GBP), Euro (EUR), Australian Dollar (AUD) and Canadian Dollar (CAD).
| Highest slab rate | 7.25% p.a. (above 2 years and up to 3 years) |
| For 1 year | 6.85% p.a. |
| For 2 years | 6.85% p.a. |
| For 3 years | 7.25% p.a. |
| For 4 years | 6.50% p.a. |
| For 5 years | 6.50% p.a. |
| Tax-Saving FD | 6.50% p.a. |
Note: Interest rates as of 19th February 2024
| Tenure | Interest Rates (%) p.a. | |
| Regular Citizens | Senior Citizens | |
| 7 days to 14 days | 4.25 | 4.75 |
| 15 days to 45 days | 4.50 | 5.00 |
| 46 days to 90 days | 5.50 | 6.00 |
| 91 days to 180 days | 5.60 | 6.10 |
| 181 days to 210 days | 5.75 | 6.25 |
| 211 days to 270 days | 6.15 | 6.65 |
| 271 days & above and less than 1 year | 6.25 | 6.75 |
| 360 days (bob360) | 7.10 | 7.60 |
| 1 year | 6.85 | 7.35 |
| Above 1 year to 400 days | 6.85 | 7.35 |
| Above 400 days and upto 2 Years | 6.85 | 7.35 |
| Above 2 Years and upto 3 Years | 7.25 | 7.75 |
| Above 3 Years and upto 5 Years | 6.50 | 7.15* |
| Above 5 Years and upto 10 Years | 6.50 | 7.50** |
| Above 10 years (MACT/MACAD Court Order schemes only) | 6.25 | 6.75 |
| 399 Days (Baroda Tiranga Plus Deposit Scheme) | 7.15 | 7.65 |
Notes:
| Tenure | Interest Rate for Regular Individuals | Interest Rates for Senior Citizens |
| For 5 years | 6.50% | 7.15%* |
| Above 5 years to up to 10 years | 6.50% | 7.50%** |
Note:
| Tenure | Interest Rate (%) |
| 1 year | 6.85 |
| Above 1 Years to 400 days | 6.85 |
| Above 400 days and upto 2 Years | 6.85 |
| Above 2 Years and upto 3 Years | 7.25 |
| Above 3 Years and upto 5 Years | 6.50 |
| Above 5 Years and upto 10 Years | 6.50 |
| 399 Days (Baroda Tiranga Plus Deposit Scheme) | 7.15 |
| Tenure/Currency | Interest Rates (% p.a.) | ||||
| USD | GBP | EUR | AUD | CAD | |
| 1 year to less than 2 years | 5.80 | 5.00 | 1.50 | 3.60 | 4.50 |
| 2 years to less than 3 years | 3.95 | 2.35 | 1.50 | 3.50 | 4.10 |
| 3 years to less than 4 years | 3.80 | 2.45 | 1.50 | 3.00 | 3.85 |
| 4 years to less than 5 years | 3.85 | 2.45 | 1.50 | 3.00 | 3.90 |
| 5 years | 3.90 | 2.45 | 1.50 | 3.00 | 3.95 |
Bank of Baroda Credit Card against FD is a facility provided by the lender to enable its existing depositors avail credit cards. The lender offers Bank of Baroda Credit Card against FD to its depositors against the security of their ongoing fixed deposit with the bank. The Bank of Baroda Prime Credit Card, a lifetime free Bank of Baroda Credit Card against FD, is issued to the applicants without income proof. Here are the top features of Bank of Baroda Prime Credit Card:
| Particulars | Prime |
| Minimum FD | Rs. 15,000 |
| Joining Fee | NIL |
| Annual Fee | NIL |
| Add on Card Fee | NIL |
| Finance Charges | 39% APR (annual percentage rate) |