Bank Of India FDR Rates.

Bank of India offers FD interest rates of 3.00% - 7.25% p.a. to regular citizens, 3.00% - 7.75% p.a. to senior citizens and 3.00% - 7.90% p.a. to super senior citizens on tenures ranging from 7 days to 10 years. The interest rate on Bank of India Tax Saving FDs is 6.00% p.a. for the general public, 6.75% p.a. for senior citizen and 6.90% p.a. for super senior citizen depositors. The bank also offers various fixed deposit products for NRIs, such as NRO, NRE, RFC and FCNR fixed deposits. Bank of India accepts FCNR fixed deposits in US Dollars (USD), British Pound Sterling (GBP), Euro (EUR), Canadian Dollar (CAD), Japanese Yen (JPY) and Australian Dollar (AUD). The bank accepts RFC fixed deposits in USD and GBP.

Bank of India FD Interest Rates (p.a.) Highlights
Highest slab rate	7.25% (for 2 years)
For 1 year	6.50%
For 2 year	7.25%
For 3 year	6.50%
For 4 year	6.50%
For 5 year	6.00%
Tax-Saving FD	6.00%

Note: Interest rates as of 19th February 2024

Bank of India FD Interest rates of Domestic/NRO Deposits of less than Rs 2 crore w.e.f. from 1 November 2023

Tenure	Interest Rates (% p.a.)
	Regular Citizens	Senior Citizens	Super Senior Citizens
7 days to 14 days	3.00	3.00	3.00
15 days to 30 days	3.00	3.00	3.00
31 days to 45 days	3.00	3.00	3.00
46 days to 90 days	4.50	4.50	4.50
91 days to 179 days (except 175 days)	4.50	4.50	4.50
175 days	4.50	4.50	4.50
180 days to 210 days	5.50	6.00	6.15
211 days to 269 days	5.50	6.00	6.15
270 days to less than 1 year	5.75	6.25	6.40
1 year	6.50	7.00	7.15
Above 1 year to less than 2 years	6.50	7.00	7.15
2 years	7.25	7.75	7.90
Above 2 years to less than 3 years	6.75	7.25	7.40
3 years to less than 5 years	6.50	7.25	7.40
5 years to less than 8 years	6.00	6.75	6.90
8 years to 10 years	6.00	6.75	6.90

Notes: 1. *Minimum deposit Rs 1 lakh

2. Additional 50 bps is offered to senior citizens and 65 bps is offered to super senior citizens on tenors 6 months and above

3. Senior citizens are offered additional premium of 25 bps, over and above the existing 50 bps on deposits (less than Rs 2 crore) for all the tenors of 3 years and above i.e. 75 bps.

4. Super senior citizens are offered an additional premium of 25 bps, over and above the existing 65 bps on deposits (less than Rs 2 crore) for all the tenors of 3 years and above i.e. 90 bps.

Bank of India FD Interest Rates for Tax Saver Deposit (Star Sunidhi Tax-Saving Deposit Scheme)

Tenure	Interest Rates (% p.a.)
	Regular Citizens	Senior Citizens	Super Senior Citizens
5 years to less than 8 years	6.00	6.75	6.90
8 years to 10 years	6.00	6.75	6.90

Bank of India FD Interest rates for Domestic/NRO Deposits of Rs 2 crore to less than Rs 10 crore w.e.f. 1 January 2024

Tenure	Interest rates for Regular Citizens (%) p.a.
7 days to 14 days	4.50
15 days to 30 days	4.50
31 days to 45 days	4.50
46 days to 90 days	5.25
91 days to 179 days (except 175 days)	6.00
175 days	7.50
180 days to 210 days	6.25
211 days to 269 days	6.50
270 days to less than 1 year	6.50
1 year	7.25
Above 1 year to less than 2 years	6.75
2 years	6.50
2 years to less than 3 years	6.50
3 years to less than 5 years	6.00
5 years to less than 8 years	6.00
8 years to 10 years	6.00

Bank of India NRI FD Rates

Bank of India NRE (Non-Resident External) Fixed Deposit Interest Rates

Maturity	Interest Rates (% p.a.)
	For deposits of less than Rs 2 crore (w.e.f. 1 November 2023)	For deposits of Rs 2 crore & above but less than Rs 10 crore (w.e.f. 1 December 2023)
1 Year	6.50	7.25
Above 1 Year to less than 2 Years	6.50	6.75
2 Years	7.25	6.50
Above 2 Years to less than 3 Years	6.75	6.50
3 Years to less than 5 Years	6.50	6.00
5 Years to less than 8 Years	6.00	6.00
8 years & above to 10 Years	6.00	6.00

FCNR (B) Fixed Deposit Interest Rates w.e.f. 1 October 2023

Tenure	Interest Rates (% p.a.)
	USD	GBP	EUR	JPY	CAD	AUD
1 year to less than 2 years	5.35	5.00	2.50	0.55	0.99	3.60
2 years to less than 3 years	4.00	2.50	0.21	0.55	2.05	1.42
3 years to less than 4 years	3.35	2.55	0.36	0.54	2.27	1.78
4 years to less than 5 years	3.25	2.60	0.46	0.55	2.33	2.05
5 years	3.15	2.60	0.52	0.56	2.34	2.17

RFC Fixed Deposit Interest Rates w.e.f. 1 October 2023

Tenure	Interest Rates (% p.a.)
	USD	GBP
1 year to less than 2 years	5.35	4.75
2 years to less than 3 years	4.00	2.50
3 years	3.35	2.55